The maximum amount is determined by the member’s ability to pay from his/her salary (provided you take home one third of your salary)
For cheques payments provide at least 3 months bank statement. (note it’s a crime to give cheques that will bounce)
Maximum repayment period is 48 months (4 years)
Must have at least 10 guarantors for loans not over a half a million.
One must be able to save 0.5% of the total loan in addition to the loan installment.